It is important for you as a student to know how to apply for FAFSA now. Today, you will see the easy guide on how to finish and submit a Free Application for Federal Student Aid (FAFSA). This is the sole most crucial thing you can do to obtain monetary aid for college or graduate school.

Before we move on to how to apply for FASFA, let us check out a few things about the Free Application for Federal Student Aid.

What is the Free Application for Federal Student Aid FAFSA

The Free Application for the Federal Student Aid (FAFSA) is a free online application for financial aid eligibility for college. It is employed by schools to commix your federal student aid package for one year of college. This package can comprise awards for college, work-study, federal student loans, and even state and school financial aid.

You should be aware that even though financial aid is not the equivalent of student loans, you must first finalize the FAFSA form to apply for a federal student loan. Finishing the FAFSA online is convenient—and it can make your financial aid search simpler.

how to apply for FAFSA

What is Embark

Online FAFSA applications and admissions have been given to schools and universities through Embark since the year 1995. Embark is a prominent provider of admissions software. Sallie Mae has partnered with Embark to deliver a free, fast, and easy way to finalize your FAFSA.

How to apply for the FAFSA — steps for beginners

You can apply for FAFSA online at, using the MyStudentAid app available via iTunes or Google Play, or you fill out a paper form and mail it in.

If applying for the FAFSA online or via the mobile app, your next step is to generate an FSA ID. This is a distinct identifier utilized to finalize the FAFSA each year you’re in college. It takes about 10 minutes to generate, and it can be done solely online. Students have their own unique FSA ID. If you’re a parent, your FSA ID will be separate from your child’s.

As soon as you are ready to start the FAFSA, keep these tips in mind:

  • Submit your FAFSA as soon as you can. Federal student aid applications can be submitted beginning from October 1 for the prospective school year (for example, starting October 1, 2020, for the 2021-2022 school year). Federal financial aid is granted on a first-come, first-served basis, so know your deadlines and apply as early as you can to maximize your financial aid.
  • Think regional. College and state financial aid deadlines can also differ by state. Due to this, you are advised to check out your state’s financial aid deadlines.
  • Apply for the FAFSA every year. You are required to fill out the FAFSA each year that you are—or intending to be—a student.

Before submitting, make sure you evaluate the FAFSA for any errors or blunders. Double review the list of schools you entered, and your financial information.

After you have ensured that the information is valid, you can electronically sign and submit the form.

Necessary information that you require to file your FAFSA

In order to file your FAFSA, first, compile all of the necessary documents you will need to reference:

  • Your driver’s license and Social Security number
  • You may require your parents’ email addresses so that they can provide you with their Social Security numbers and birthdates.
  • Authorization from the family member who finalized a tax return if you would want to receive information directly from the IRS. If you would like not to receive it, then you will be required to give other financial information like:
  • Federal income tax return: If you are applying for the academic year 2021-2022, you will likely use your family’s 2019 tax return.
  • W-2 forms
  • Bank statements
  • Details about your family’s investments (real estate, money market funds, stocks, etc.3)

How is your FAFSA used to calculate your federal student aid eligibility?

After you must have filled out your FAFSA, you will be required to provide personal demographic details, as well as financial details, such as your family’s federal income tax returns, W-2 forms, bank statements, and information on your family’s investments.

This financial information will be utilized to deduce your Expected Family Contribution (EFC). Your EFC is an index number that colleges use to deduce how much federal financial aid you are suitable to obtain. Your EFC is evaluated according to a formula founded by law and the information from your FAFSA.

Your eligibility for aid is reliant on your Expected Family Contribution (EFC), your year in college, your enrollment status, and the cost of attendance (COA) at the school you will be attending. The COA is the approximated expense to attend for one academic year and can comprise tuition, books, supplies, transportation, room and board, and other education-related expenses.

When is the FAFSA due?

October 1, 2020

The application opening date: The timeliest you can file the FAFSA for the 2021-2022 academic year.

June 30, 2022

The federal deadline for filing the 2021-2022 FAFSA.

States and colleges have their personal FAFSA deadlines. Make sure that you check out the FAFSA deadline for each college you are applying to. You can check out your state’s deadline on the federal student aid website.

Do you have to pay FAFSA back?

Although it may appear like you are receiving the money from the FAFSA, the FASFA is precisely only a form and procedure to get federal student aid, not a student loan. If you obtain federal student loans as a portion of your monetary aid award, you would have to repay them.

Financial aid tips

  • Ensure that you file for the FASFA early to heighten your likelihood of receiving aid. Several families who filed the FAFSA for the 2020-21 academic year took the chances of the timelier submission window, finalizing the application in October, November, or December of 2019. It is advised that you file as close as possible to the FAFSA open date, which is October.

Note that :

  • Student and family income is not the only element that the government utilizes to determine if a student is eligible for federal financial aid. The sole way to know for certain is to fill out the FAFSA

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